About

Benchmark Funding, Inc.
Setting The Benchmark for Lending Integrity

Benchmark Funding, Inc. has built a strong positive reputation in the mortgage industry. This reputation is based upon a blending of two most-important ingredients: Product and Service.

Benchmark Funding, Inc. has an enormous array of loans available for its clients. Every possible scenario is met and investigated for the best possible fit in every circumstance. Our expert loan reps are never limited by needing to use only in-house programs and are on line with every major lending institution. Our pricing is always competitive with the industry at large and oftentimes, even better.

Benchmark Funding, Inc. is equipped with the latest software technology allowing for immediate access to credit companies and immediate preliminary approvals. This also aides in pre-qualification information for use in competing real estate offers. The very experienced processors are constantly being trained for all the latest technology tools available to make each transaction move more smoothly from beginning to end.


Our Philosophy

At Benchmark Funding, Inc., we have one very important basic philosophy: Our success is based totally upon your satisfaction! While we excel in the latest mortgage technology and are aware the Internet is a great tool in today's modern world, we believe that personal relationships and communication with our clients are ultimately the best way of doing business. A mortgage loan is probably among your most important financial decisions. With a decision of this importance, we understand you want to speak with someone whom you can trust and who has extensive experience in the mortgage industry. We have the experience that will allow you to make the best mortgage decision. We will offer you choices and options, based upon your personal situation and individual needs. We will provide the information in a simple and straight forward manner in order for you to make an informed mortgage choice that is right for you. Whether you are considering a refinance of your current mortgage or are purchasing a new home, we would welcome the opportunity to speak with you.


Our Reputation

We have built our reputation on providing industry knowledge, financial guidance, problem solving, honesty and most importantly "good old fashioned customer service!" We pride ourselves on presenting the best loan programs for your individual situation, as well as offering you low mortgage rates and fees. Anyone can quote you a low interest rate to "get your business". As a client, you want to be assured that the rate you are quoted when you are looking for a mortgage loan will be a rate that is still available when you close your loan. Also, what fees and points are you being quoted for that rate? Too many times, there are last minute fees and charges just when you are signing loan documents. You can be assured that our rate and fees quotes will be there when your loan closes. There are no last minute surprises when you deal with Benchmark Funding. Our belief is we would rather "do right by our clients", with the end result being you will know you have been treated fairly and with respect. Over 90% of our business is based upon either repeat clients or client referrals. As you know, in business, the greatest compliment someone can pay you is to entrust the financial welfare of their family, friends, clients or business associates to you. This is a trust we do not take lightly! Our reputation depends upon it!


Our Commitment

At Benchmark Funding, we are committed to finding the best mortgage program at the best rate to fit your individual needs. We are dedicated to providing affordable mortgage loans for clients with various types of credit history. Whether your credit is A+ and impeccable, or if you have had credit challenges due to circumstances beyond your control, we are here for you. Our qualified staff members are intent upon doing nothing less than satisfying our customer's needs. We have a reputation for attentive, responsive service that makes the entire mortgage process pleasant and enjoyable. Our understanding and knowledgeable staff is also experienced in meeting deadlines and closing escrows in a timely manner. This is especially important when purchasing a home or if you are refinancing and require cash out funds quickly. Communication throughout the loan process regarding your needs is a top priority. Benchmark Funding is committed to providing dependable, efficient, friendly, personal one-on-one service. This is our commitment to you!

Our Services

Whether you need a mortgage loan for a purchase, refinance, investment, equity line or debt consolidation, we have the right mortgage program for you at the best rates and lowest fees available. We are uniquely qualified to handle on-line mortgage approvals using cutting edge technology and mortgage software. Our mortgage programs include:

Purchase Pre-Qualification

Purchase Pre-Approval

Purchase: Primary Home, Second Home, Vacation Home, Investment
   Properties, Construction Loans, Estate Homes, Horse Properties...

Refinance: Rate Reduction, Cash Out, Remodeling, Debt Consolidation,
   Remove PMI...

Equity Lines: Available up to 100% of your home's value.

FHA

VA

Conventional Loan amounts to $300,700.

Jumbo Loan Amounts to $6,000,000.

Adjustable Rate Mortgages

Negative Amortization Mortgages

First Time Buyers

Self-Employed Borrowers

Commissioned Borrowers

No Income Verification

No Income/No Asset Verification

100% Financing

Foreign Nationals/ Non Resident Alien

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